In a Private Health Services Plan, the employer contracts a third party administrator to manage their employee’s health benefits claims.
The employer determines the claim limits for the various classes of employees, and therefore the cost of the plan, and is responsible for the cost of the claims, administration fee and any applicable taxes.
All employee claims are directed to DHC Administrators for authorization, to ensure they meet the criteria established by CRA.
Eligible claims are then reimbursed by DHC to the employee resulting in a non-taxable benefit to the employee.
Pay Direct Cards are available to companies with 10 or more employees. This option provides further advantages to both the employer and the employees such as:
- Immediate payment for dental or pharmacy claims
- Online monitoring of company account for the employer
- Online monitoring of personal accounts for the employee